Richie Rich Unit Trust

Don’t leave your money lying idle in a savings account. Invest it in the Richie Rich Unit Trust. The goal of this fund is to offer investors short to medium term investments with superior returns over a Savings Account. Suitable for investors who have idle funds and may need it on short notice without any charges on withdrawal.



  • It is a money market fund and so invests in mainly short-term money market instruments (Treasury bills, fixed deposits, commercial papers, etc). It does not invest in shares or equities.
  • Minimum initial investment amount is GHS 20.00
  • No Exit Charges whatsoever.



  • Unlike a fixed deposit, it allows regular deposits of any amount as frequently as you want. 
  • Provides opportunity to genuinely grow your wealth and allows you to keep cash without losing its value.
  • Suitable for individuals, churches, schools, businesses, welfare associations and clubs who want to make regular deposits in an interest bearing account.
  • There is no minimum holding period. You can invest in the scheme for years, months, weeks or even days.
  • You can withdraw your money at any time. Absolutely, no charges on withdrawal.



* Valid ID (Passport / Driver’s License / Voters ID)
* One (1) Passport Size Picture
* Completed Application Form
* Initial Deposit



* Mobile Money (Dial *718*78# on all networks and follow prompts)
* ACH Direct Debit (Automatic deduction from your bank account)
* Bank Transfer
* Cash

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IFS Head Office

IFS Capital Management Limited

Plot No.7, Nii Yemoh Street Avenue

East Legon, Accra

P.O.Box SR344, Accra


Tel: +233 0302 777 081